10 Benefits of Giving Up Shopping
I wanted to talk to you about a couple of misconceptions about money AND 10 benefits of giving up shopping that I want you to start experiencing ASAP!
I love talking about the misconceptions about money because they are the most common obstacles that are standing in our way from creating a badass relationship with our money.
#1. MONEY WILL ALWAYS BE EMOTIONAL
Yes, money is emotional and our decisions around money are usually triggered by an emotion, but nope, it won't always be that way. You just have to leverage the emotional first, and understand your habits BEFORE it can become logical.
#2. A BUDGET WILL SOLVE EVERYTHING
Ugh. OH MAN, I wish I could say this was true. But a budget will only get you so far, OR you might having a hard time sticking to it because you haven’t tapped into your actual behaviors around money and your emotions.
These 2 misconceptions were key for me as I went into my first year of no shopping because I had paid off $30k in credit card debt and over $15k of my student loan debt but I still wasn't happy BECAUSE I hadn't changed my habits and behaviors, I simply shopped within my budget.
When I gave up shopping for a year, I didn't know what I was getting into and I also didn't know how life changing it would be for me. In fact, I loved it so much that I did it a second time...and am doing it a third time in 2018 (almost 2 months down)!
IN THAT FIRST YEAR I PUT $20K IN THE BANK.
AND it was a wake-up call to me and my husband because it was more in our savings than we had put in there when we both were making killer salaries and it was a light bulb moment for us.
During that year of no shopping, I experienced some amazing, unexpected benefits.
#1. YOU HAVE A LOT OF FREE TIME
No joke. You will be surprised how much time we give to shopping in our daily lives. For me, I went shopping when I felt bored or I needed to feel accomplishment and since I'm a goal oriented person...that was a lot.
#2. DECISIONS ARE EASIER
Especially clothing decisions. Many of our decisions actually revolve around purchasing something (at least for me) and when you take that away...life gets easier. NO, you don't have to stress about a new cocktail dress for a party because you can't go shopping, So, you pick what is in your closet.
#3. YOU BECOME REALLY CREATIVE AND RESOURCEFUL
You will start hearing yourself say: “THAT WILL DO”....“YES! LOOK WHAT I FOUND!” Buying something new is often the "go to" solution for many things in our lives. When ya can't do that, you get really creative with what you do have and then...you realize it worked just fine.
#4. YOUR BANK ACCOUNT LOOKS HEALTHIER
Small actions make a big impact. We underestimate how much we spend on unnecessary items. I mean avoiding the target $1 bin alone will do amazing things.
#5. YOU SEE POSSIBILITY IN YOUR FINANCIAL GOALS.
The minute you start seeing your bank account change, you will have a shift. I SAY THIS ALL OF THE TIME, you don’t need to move a mountain, you just need to see movement.
#6. YOU PAY ATTENTION TO LIFE
This was a big one, because I always considered myself someone who enjoyed life. But, I wasn’t necessarily present. And shopping was an activity I did a lot and when I couldn’t do it, I had to focus on other things...like quality time.
#7 YOUR PRIORITIES BECOME CLEAR
Because you have time to THINK, and you are constantly asking yourself what is valuable to you….you start to recognize those goals that you want to achieve. You can say you want to pay off a credit card or save for a vacation, but often our actions say otherwise.
#8 YOU START MAKING PROGRESS ON YOUR DEBT OR SAVINGS
Because those priorities start to become crystal clear, you start actually making progress on those goals you began to see as a possibility in benefit #5. Movement keeps you motivated.
#9. YOU WILL INSPIRE OTHERS
Yes, it’s a total conversation starter to say you aren’t shopping for a year. But, I began getting tons of questions and when I would talk about my savings and what we were doing, it began inspiring those around me. And that feels good.
#10. YOU REALIZE YOU HAVE ENOUGH
When we had to make a significant financial change, our income had decreased by half! And we were scared. But you make shifts and you decide what is not valuable to you, and you start being drawn to quality time and appreciating what you have and then all of a sudden you’re like, “what the heck did I need all of that stuff before?” and THAT is what closes the loop on your money and emotions. THAT is what will always see you through a tough time.
You help the environment. We consume LOTS of things that actually don’t last more than 3 years...wowza.
- The first year - ah ha moments left and right WHILE putting money in the bank
- The second year - this works...this really works
- The third year - this is THE vehicle to hit some of my big financial goals
We are taught how to spend money, but never really taught how to manage it and have a great relationship with it. I know what it feels like to be a stress ball about my finances and I know what it feels like to be released from that.
In this 90 Days, you will discover the simple shifts that will make an incredible positive impact on your finances and your life. In 90 days, with laser focus, you are going to start seeing results and I want YOU to experience that too.
I get so excited teaching this course. It is a powerful 90 days and I make it my mission to get you to success!
I want you to ask yourself: What is it worth to to me, to live a life free of financial stress? And then imagine how you will feel when you master your money in 90 Days.
You can do what you've been doing, or you can commit to 90 days to change your life and I'll be there every step of the way to guide you.